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528 OCEAN SPRAY DRIVE RUSKIN FL 33570 MLS #TB8425549

528 OCEAN SPRAY DRIVE
RUSKIN, FL, 33570
$430,000
4 Beds
3.5 Bathrooms
2,820 SqFt
0.18 Acres
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$430,000
528 OCEAN SPRAY DRIVE
RUSKIN, FL, 33570
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Project Description

ASSUMABLE VA LOAN AT 2.99%! NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully constructed 4-bedroom, 3.5-bathroom 2,820 square foot home built in 2021, located in the desirable Shell Cove community! Designed for comfort and versatility, this spacious home offers modern finishes, an open-concept layout, and a rare in-law suite with a private entrance—perfect for multigenerational living, guests, or rental potential.
Inside, you’ll find a bright and airy living space with high ceilings, tile flooring, and modern fixtures throughout. The gourmet kitchen features stainless steel appliances, granite countertops, and a large island ideal for entertaining. The primary suite offers a private retreat with a walk-in closet, while the primary bathroom has a separate garden tub and shower.
The split layout gives two bedrooms in the front, equipped with a jack and jill bathroom, and offers generous privacy. The oversized backyard is perfect for entertaining guests or giving the pets a place to run free.
Step outside and enjoy all that Shell Cove has to offer, including a community pool and beautifully maintained common areas. This home combines the best of style, function, and location—just minutes from shopping and dining.
The owner is still occupying the property, so please respect their privacy.
FREE APPRAISAL AND OTHER POSSIBLE DISCOUNTS AVAILABLE BY USING OUR PREFERRED LENDER, WILLIAM WILLIS.

Financial

HOA Fee
$85
HOA Frequency
Annually
HOA Includes
Common Area Taxes, Community Pool, Pool Maintenance, Private Road
HOA Name
Beverly Pavon
Tax Year
2024
Taxes
$10,267

Investment results for buyers and agents

Property Details

Price:
$430,000
MLS #:
TB8425549
Status:
Active
Beds:
4
Baths:
3.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
SHELL COVE PH 2
Neighborhood:
33570ruskinapollobeach
Listed Date:
Sep 10, 2025
Finished Sq Ft:
2,820
Total Sq Ft:
3,709
Lot Size:
7,680 sqft / 0.18 acres (approx)
Year Built:
2021
PoolPrimary Bedroom Main Floor33570 – Ruskin/apollo Beach33570ruskinapollobeachShell Cove Ph 2Buyer And Buyer Agent To Verify With The Hoa8-12 Months

Schools

Interior

Appliances
Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Carpet, Tile
Heating
Electric
Laundry Features
Electric Dryer Hookup, Inside, Laundry Room

Exterior

Association Amenities
Pool
Community Features
Buyer Approval Required, Deed Restrictions, Pool
Construction Materials
Brick
Exterior Features
Irrigation System
Roof
Shingle

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Map

Quick Information

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Subdivisions in RUSKIN

528 OCEAN SPRAY DRIVE
RUSKIN, FL